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Take card payments securely and handle sensitive conversations with care.

Customers calling about a missed payment reach someone who already sees their account and last conversation. They can pay by card without the agent hearing the details, and if they need extra support, a trained adviser takes over on the phone, webchat or WhatsApp.

Customers calling about a missed payment reach someone who already sees their account and last conversation. They can pay by card without the agent hearing the details, and if they need extra support, a trained adviser takes over on the phone, webchat or WhatsApp.

Customers calling about a missed payment reach someone who already sees their account and last conversation. They can pay by card without the agent hearing the details, and if they need extra support, a trained adviser takes over on the phone, webchat or WhatsApp.

MAIA · Conversations
MAIA handling 214 conversations
TR
Live · 3
KA
Kwame Asantenow
Webchat · just now
ST
Sophie Turner0:41
Voice · Order 48213
EW
Ellie Ward1m
Email · Refund status
Kwame Asante
Webchat · customer since 2019
hiya so I moved last month and my bills are still going to the old place, and I think I've been charged twice??
Intent: change of addressIntent: duplicate payment
Two requests in one message. No menu, no keywords.
What MAIA does with it
Update address
14 Rowan Close, LS6 2QE
Working
Refund duplicate charge
£42.10 · 3 Oct direct debit
Working
Reply
Sent on webchat
Working
Caller sentimentMAIA, live on the call
Vulnerability cueAdviser joined
Conversation recordAccount 4471 2290
Answered by MAIA
Identity verified
Paid off the call
PS
Priya Shah14 Mill Lane · Account 4471 2290
On a call 04:12
Balance
£186.40
Due
1 Nov
Customer since
2019
Prefers
Phone
Recent
Payment plan agreed£62 a month
Statement sentEmail
Called about billToday
Ciptex PaySecure mode off
SecureCard keyedCheckedAuthorised
Amount£186.40
Card number
Expiry
CVC
What the customer keys
What the agent hears
Waiting for card£186.40 · CPX-88214
Receipt sent by SMS. Card details never reached the agent or the recording.
Payments

Card payments over the phone that agents never hear. Ciptex Pay is PCI DSS 4.0 compliant.

Keypad tones masked

Keypad tones masked

Customers key their card number on their own phone. The agent hears flat tones and carries on the conversation.

Customers key their card number on their own phone. The agent hears flat tones and carries on the conversation.

Card data out of the call

Card data out of the call

Card details are captured off the call, never shown to the agent and never stored in the recording.

Card details are captured off the call, never shown to the agent and never stored in the recording.

Vulnerability

Vulnerable customers reach a trained adviser sooner.

Vulnerable customers reach a trained adviser sooner.

Vulnerable customers reach a trained adviser sooner.

MAIA picks up signs of difficulty in what a customer says or types, such as a lost job or a payment they can’t make, and hands the conversation to an adviser with everything said so far.

MAIA picks up signs of difficulty in what a customer says or types, such as a lost job or a payment they can’t make, and hands the conversation to an adviser with everything said so far.

MAIA picks up signs of difficulty in what a customer says or types, such as a lost job or a payment they can’t make, and hands the conversation to an adviser with everything said so far.

Picked up on any channel

Picked up on any channel

The same signs are spotted on calls, webchat and WhatsApp.

The same signs are spotted on calls, webchat and WhatsApp.

Handed over mid-conversation

Handed over mid-conversation

The adviser sees what has been said and carries on from there.

The adviser sees what has been said and carries on from there.

Support needs remembered

Support needs remembered

A note about vulnerability stays on the customer’s record, so the next agent adjusts from the first hello.

A note about vulnerability stays on the customer’s record, so the next agent adjusts from the first hello.

Spot itMAIASigns of difficultyHand it overTwilio FlexTrained adviserRemember itCRMFlag on the recordPay safelyCiptex PayNo card data
Compliance

One record of every conversation, ready for audits and complaints.

Quality and compliance teams can open any customer and see what was said, what was agreed and who handled it.

Quality and compliance teams can open any customer and see what was said, what was agreed and who handled it.

Quality and compliance teams can open any customer and see what was said, what was agreed and who handled it.

One timeline per customer

One timeline per customer

Calls, chats, messages and payments sit in order on the same record.

Calls, chats, messages and payments sit in order on the same record.

Outcomes written as they happen

Outcomes written as they happen

Each conversation closes with what was agreed and who agreed it, ready for a file review.

Each conversation closes with what was agreed and who agreed it, ready for a file review.

Complaints answered from the record

Complaints answered from the record

When a complaint comes in, the recording and notes from that conversation are already on the customer’s record.

When a complaint comes in, the recording and notes from that conversation are already on the customer’s record.

Conversation recordAccount 4471 2290 · Phone
Call answered by MAIAReason: missed payment09:41
Identity verifiedTwo checks passed09:42
Vulnerability notedExtra time offered, adviser joined09:44
Payment taken off the callCard details never reached the agent or the recording09:46
Summary saved to the CRMNothing re-keyed09:48
Full record kept
Salesforce
Stripe
WhatsApp
Zendesk
HubSpot
Slack
Google Calendar
SAP
Listening
Every system, one place
On Twilio Flex
Integrations

Connects to your CRM and case management. 30+ ready-made RACE plugins.

Advisers work in one window with your CRM, case management and payment systems connected, and each outcome is written back to the system it belongs in.

Advisers work in one window with your CRM, case management and payment systems connected, and each outcome is written back to the system it belongs in.

Advisers work in one window with your CRM, case management and payment systems connected, and each outcome is written back to the system it belongs in.

Proof

Debt Free Advice supports 24,000+ Londoners a year across 55 advice centres.

Face-to-face debt advice kept going through lockdown, across 55 London advice centres.

When COVID-19 closed the centres overnight, advisers from 21 partner charities moved to calls, webchat, WhatsApp and video from home, all in one place.

Read the case study
24,000+Londoners helped every year
55advice centres on one platform
Daysto go live during lockdown
Questions

Questions lenders and debt advice teams ask about their contact centre.

Can customers pay by card over the phone without the agent hearing the details?

Yes. With Ciptex Pay, customers key their card number on their phone keypad and the agent hears flat tones while the call carries on. Card details never reach the agent, their screen or the call recording, and Ciptex Pay is PCI DSS 4.0 compliant.

Still got a question?Talk it through with someone who has worked with lenders and debt advice teams.
Talk to an expert

Can customers pay by card over the phone without the agent hearing the details?

Yes. With Ciptex Pay, customers key their card number on their phone keypad and the agent hears flat tones while the call carries on. Card details never reach the agent, their screen or the call recording, and Ciptex Pay is PCI DSS 4.0 compliant.

Still got a question?Talk it through with someone who has worked with lenders and debt advice teams.
Talk to an expert

See a payment and an adviser handover on your own customer journeys.